At The Daniel & Henry Company, we understand the needs of owner-operators. Our transportation industry professionals will evaluate your business and provide owner-operator insurance solutions designed to fit your needs and risks. Our goal is to protect you and your livelihood in the terminal and on the road.

WHO NEEDS OWNER-OPERATOR INSURANCE?

Motor carrier owner-operators, leased operators, and independent contractors working in the transportation business will all require some form of owner-operator insurance. In the case of independent truck drivers and leased operators, your employer may offer to provide you with truck insurance coverage. However, beware that this may not be the best or most affordable option. At The Daniel & Henry Company, we provide individualized coverage plans with your priorities in mind.

OWNER-OPERATOR COVERAGE OPTIONS

Today’s owner-operators require a range of coverage, from bobtail liability to physical damage coverage and more. That’s why we offer a wide variety of coverage offerings to suit your needs. Our team will work with you to design a comprehensive, cost-effective plan that may include the following:

  • Trucking liability insurance
  • Leased operator insurance
  • Non-trucking liability insurance
  • Bobtail insurance
  • Physical damage coverage (also known as collision coverage)
  • Finance and lease gap insurance
  • Rental reimbursement
  • Motor carrier deductible buy-down coverage
  • Non-owned trailer coverage
  • Roadside assistance coverage
  • Occupational accident insurance
  • Workers compensation insurance
  • Health insurance
  • And more…

ADDITIONAL BENEFITS AND SERVICES

With The Daniel & Henry Company, you get access to on-demand certificates and tools. Enjoy 24/7 access to Certificates of Insurance via your secure online portal, plus free access to MyWave self-help safety tool. You also get various options, including self-insured retention and deductible programs, captive insurance programs, and more. Most importantly, you get a dedicated risk management partner with the knowledge and experience to keep you fully protected while keeping your overall owner-operator insurance costs down.

Ready to Get Started?

Our knowledgeable industry professionals will assess your needs and provide you with comprehensive, cost-effective owner-operator trucking insurance and risk management solutions.