Dump truck insurance is a type of commercial vehicle insurance designed to fit the specific needs of dump truck businesses—including fleet owners as well as individual owner-operators. At the Daniel & Henry Company, we are your partner in risk management. We offer comprehensive, value-added insurance solutions to protect your business investment. Our team of transportation industry professionals will evaluate your individual risks and work with you to structure a dump truck insurance policy custom-tailored to the needs of your business.

WHY IS DUMP TRUCK INSURANCE SO IMPORTANT?

As a dump truck owner, you are legally required to purchase a minimum amount of insurance coverage. Though the legal requirements vary from state to state, this typically includes basic liability insurance such as bodily injury coverage and physical damage coverage. However, dump truck drivers face many other risks and exposures every single day on the job. In order to fully protect yourself, your truck, and your livelihood, it’s important to go beyond the minimum requirements and invest in a customized dump truck insurance policy.

COVERAGE OPTIONS FOR DUMP TRUCK FLEETS AND OWNER-OPERATORS

At The Daniel & Henry Company, we offer a wide variety of coverage offerings to suit the needs of your dump truck business. Our team will work with you to design a comprehensive, cost-effective plan that may include the following:

  • Auto liability insurance
  • Hired and non-owned liability insurance
  • General liability insurance
  • Physical damage coverage (also known as comprehensive and collision coverage)
  • Environmental / pollution liability insurance
  • Cargo insurance
  • Uninsured motorist coverage
  • Roadside assistance coverage
  • Rental reimbursement
  • Workers compensation insurance
  • Employee benefits
  • And more…

For more information, visit our pages on Owner-Operator Trucking Insurance, Trucking Liability Insurance, and Trucking Fleet Insurance.

Ready to Get Started?

The knowledgeable professionals at The Daniel & Henry Company will assess your needs and provide you with cost-effective dump truck insurance and risk management solutions.