Why Distributors Need Specialized Insurance: Protecting Your Business from Unforeseen Risks
Distributors play a substantial role in the country’s supply chain as they connect manufacturers and retailers, bringing products to consumers. Having specialized distributor insurance protection allows you to protect your business from any unforeseen risks you may encounter on the job. Let’s take a closer look at why it is [...]
Top 5 Myths About Workers’ Compensation Debunked
Workers’ Compensation insurance is in place to help employees who are injured on the job. And even though most employers are required to have it, the details surrounding the coverage always seem to be a bit fuzzy. Of course, the myths and misconceptions floating around don’t help either. So, let’s [...]
Common Workplace Injuries and Their Impact on Workers’ Compensation Insurance Rates
Workplace injuries and accidents can happen when you least expect them and can be very costly for business owners and employees. Not only do they impact insurance rates, but they can significantly strike one’s bottom line, too. This article explores common workplace injuries and their impact on workers' compensation insurance [...]
5 Key Factors That Impact Your Truck Fleet Insurance Rates
Obtaining insurance for your commercial truck fleet is an essential part of business. It protects you from the potential catastrophic loss you could face due to an accident, theft, or various other situations. For most fleet owners, the idea is to find insurance that will fit the budget without sacrificing [...]
Risk Management Strategies for Fleet Distributors
Being in charge of a fleet of any size can lead to challenges and unpredictable liabilities. Risks can come at you from every angle, whether on the road or parked in a lot. Although you cannot control everything nor prevent dangers, you can take steps to mitigate potential liabilities with [...]
Insurance Tips for Owner-Operators: Maximizing Coverage, Minimizing Costs
If you are an owner-operator in the trucking industry, then you know how important it is to make sure you manage your finances appropriately in order to gain the most profit. Adequate insurance coverage is one large must-have expense. Not only is having this a requirement for being compliant with [...]
The Importance of Liability Coverage in Commercial Truck Insurance
Truckers' general liability insurance is a safeguard designed to offer financial protection in cases where you are responsible for causing damage to another's property or inflicting an injury. This crucial coverage is instrumental in mitigating expenses such as property repairs, medical costs, and legal fees if a lawsuit starts against [...]
Top 10 Factors Affecting Commercial Truck Insurance Rates
Ensure the financial security of your business with our commercial insurance for trucks, designed to cover the costs arising from vehicle accidents during the operation of company-owned trucks for work purposes. Tailored for trucks utilized in business activities, this commercial auto insurance safeguards your small business against property damage and [...]
Tips for New Trucking Businesses: Commercial Truck Insurance for Startups
If you are just starting your trucking business, you are going to need commercial truck insurance. Knowing where to start and how to proceed with obtaining it, however, can be tricky. Below you will find important tips to help ensure your startup is protected. All Insurance Is Not Created Equal [...]
The Risks of Split Coverage and Towing After an Accident
WHAT TOWING RISKS EXIST IF MY TRUCK IS IN AN ACCIDENT AND I HAVE SPLIT COVERAGES? Having a driver involved in a crash is stressful in itself, but motor carriers may compound a bad situation if their liability, physical damage, and cargo coverages are split among multiple insurers. Splitting [...]