Use the FMCSA ETHOS Tool to Reduce Your HOS Violations!
Use ETHOS to Help Understand HOS Violations Commercial truck insurance underwriters scrutinize the Hours of Service (HOS) score, as an elevated score has a strong correlation to crashes. It’s important that fleet managers continually train their drivers on HOS rules. Fortunately, the FMCSA recently launched the Education Tool for [...]
Unauthorized Commercial Truck Passengers & Trucking Insurance Considerations
Unauthorized Passengers—Know Who’s Riding Along With trips that last from a few days to weeks at a time, the average truck driver spends a considerable amount of time away from home. While each driver deals with it in his or her own way, for many, bringing loved ones along [...]
What Should My CSA Score Action Plan Be After Road Check 2021?
Road Check 2021 Is Over—But Don’t Lose Focus on OOS Violations We hope that your fleet survived Road Check 2021 with clean inspections! That said, well-run fleets will monitor CSA violations year-round and have an action plan for preventing OOS issues. Your ISS and CSA scores have a significant [...]
What Are the Top 5 Reasons Increasing Federal Trucking Liability Limits is a Terrible Idea?
Top 5 Reasons Why Increasing Federal Trucking Liability Limits is a Terrible Idea During the past few years, there has been a push by some members of Congress to increase the federally required limits of liability for truckers from $750,000 to as high as $4 Million. Citing medical cost inflation [...]
As a trucker, do you have a post-accident protocol?
Do You Know What to Do After a Trucking Accident? Truckers today face more challenges preventing losses, but having a post-accident protocol in place can help save your fleet money, time and aggravation during a scary moment. We encourage having tow assistance in all trucking policies to ensure the [...]
Telematics-Based Commercial Truck Insurance for Small Fleets
Usage Based Trucker Insurance Usage-based Insurance (UBI) was popularized in the personal auto insurance market nearly a decade ago when a few large insurers offered customers discounts for installing GPS-type devices in their vehicles. In more recent years, large, self-insured commercial truck fleets have partnered with reinsurers to build [...]
Compliance, Safety, Accountability (CSA) scores, and how they affect premiums
With Insurance premiums on the rise, now it is more important than ever to focus on CSA scores. Normal daily operations in trucking play a role under the CSA microscope. Carriers are now leaning stronger on these scores that will decide premium rates, but it could also be [...]
Great West Casualty Company Offers Virtual Safety Seminars
In lieu of the regional, in-person safety seminars that Great West Casualty hosts every year, they are offering free, virtual seminars for commercial motor carriers. All seminars will be held this October, with flexible times to accommodate the busy schedule of transportation professionals. Topics will include “Safety and Regulatory [...]
Are Your Independent Contractors an Employment Practices Claim Waiting to Happen?
When putting together a commercial truck insurance program, it may be easy to overlook coverage that protects your business operations. With a wave of high-profile litigation related to the owner-operator model, it may be time to consider coverage to properly protect your business. An Employment Practices Liability policy (EPLI) [...]
Who comes out of pocket on post-crash settlements?
With the bombshell settlements that have been coming down on the trucking companies, everyone seems to wonder who foots the bill after the insurance limits are maxed. Ultimately the insured is responsible and could potentially have their fleet seized and sold to pay for the additional damages. According to [...]