How to Start a Trucking Business with a Rental Truck
Many entrepreneurs start their trucking business with a rental truck. However, just make sure you understand your commercial auto policy only covers scheduled autos that are on your policy and scheduled drivers. As always, you can count on the commercial truck insurance professionals at The Daniel & Henry Company [...]
What Are Truckers Hours-of-Service Exceptions During Adverse Conditions?
Question: How does the hours-of-service (HOS) exception work during adverse driving conditions? Answer: According to Federal Motor Carrier Safety Administration (FMCSA) 49 CFR Part 395.1(b)(1), the rule allows a driver to have extra time to complete their day after encountering unexpected delays caused by weather or traffic. A driver may extend both [...]
What is Your Defense Against Winter Weather Hazards?
Winter can bring frigid temperatures and slippery conditions around the truck. The key to protecting yourself is to recognize the hazards that can lead to winter-related injuries and illnesses and take proper precautions. Read the information below and determine what you can do to better protect yourself in winter. [...]
8 Tips to Help You Pre-Plan Your Next Route
Planning your route in advance may seem burdensome at first, but in the long run may be worth it if it makes you safer, helps you avoid unnecessary delays, and cuts down on your stress. Below are eight trip-planning tips to help you be more efficient. Consider these ideas before [...]
Hiring Drivers For Trucking Business
If you're starting to grow your trucking business beyond you being the driver, just know its crucial for you hire drivers who hold a license in the state your operate out of or a nearby state. Some carriers charge an additional premium for out of state drivers. With some [...]
5 Easy Exercise Options When You’re on the Road
People who sit for long periods of time, lead sedentary lifestyles, or work in high-stress environments are prone to many serious health problems, such as Type 2 diabetes, heart disease, depression, deep vein thrombosis, and more. Exercise is a great solution. It can help you feel better, boost your energy, [...]
How Does Your Credit Score Affect Truck Insurance Premiums?
When starting your trucking business, one of the biggest driving factors of your insurance premium will be your credit score. This video discusses some of pitfalls of the industry if you're not paying your insurance bills on time and your policy goes into cancellation. Check out my website [...]
Risk of Adding Additional Insured Status
When signing up to be a load provider, shippers will request a COI (proof of coverage) & may request additional insured status. An additional insured refers to anyone other than the policyholder who is covered by an insurance policy. Be mindful, they're basically requesting to share your insurance policy [...]
VEHICLE INSPECTIONS: A 15-POINT LIST
49 CFR Part 396.13 of the Federal Motor Carrier Safety Administration regulations specifies a driver’s responsibilities before operating a commercial motor vehicle. Below is an abbreviated list to remind you of the tasks to complete each day and the areas of the vehicle to inspect. For additional information, refer to [...]
How to Pay Less on Truck Insurance!
How to Pay Less on Truck Insurance! When getting trucking insurance quotes, understand carriers & underwriters put a HUGE emphasis on the following three factors: 1. Where you store your trucks 2. How good is your credit 3. Motor Vehicle Report of your drivers. For a free consultation, email [...]